Personal Finance

PHILADELPHIA - Getting a zero-down mortgage can be an excellent way to purchase a home without a ton of money upfront.  However, the interest rate may be slightly higher than a traditional mortgage. There are also real estate fees involved. You should save some extra money for these costs before you begin shopping for a home.

PHILADELPHIA - Buying a home is one of the most significant investments, and many resources are available to first-time homebuyers in Pennsylvania. These include down payment assistance, closing cost assistance, and tax credits. Many of these programs are administered by the government, while others are privately funded. Before you set out on your search for a new home, it is essential to shop around to find the best deals.

PHILADELPHIA - The mortgage rate has steadily climbed over the past two years. It has been a long time since we saw rates hover around the 4% mark. The rate is approaching the 6% mark for the first time in nearly five years. It is predicted that the rates will remain at this level shortly. However, a few things could cause the rates to drop in the next 12 months.

PHILADELPHIA - If you're looking for a cheap car with a large engine, consider a Honda. This affordable vehicle can easily fit your entire family and comes with all the features you need. It's even insurable - and holds its own against other SUVs. Honda's CR-V is a great choice for city and highway driving. The brand is also well known for its reliability and safety features.

PHILADELPHIA - If you want to understand the trends that have shaped the credit card debt industry over the last decade, you've come to the right place. Read on to learn more about America's average credit card debt, trends since COVID-19, and inflation's effect on delinquent accounts. Then, use the information in this article to make wise financial decisions. There's a good chance that you'll end up owing more than you're capable of paying off.

PHILADELPHIA - When choosing the best cheap insurance for teens, they must consider their age. Some teens are already out of school, while others are nearing adulthood. You'll want to look for a policy that offers plenty of coverage for teens, and a family policy can save you money by including them on your existing policy. GEICO, for example, was the winner for affordability, with a family policy costing $2,526 per year. The runner-up was Allstate, at $2,465 per year.